Credit cards as we know them might be better off disappearing entirely. Let's be real—airport lounges nobody uses and cashback rewards that barely cover dinner? These perks are just window dressing on a bloated system. The whole premise feels outdated when you consider what decentralized payment solutions and crypto-native financial tools can actually deliver. No bloated fees, no gatekeeping benefits, just transparent value exchange. Maybe it's time to stop accepting these band-aids and demand something that actually works.