Sharing a low-risk, high-yield strategy suitable for beginners: collateralize BTCB on ListaDAO to borrow USD1, then transfer it to a leading exchange to participate in financial products, earning a stable interest spread of around 18%. The entire process requires no frequent operations; the key is to manage the collateral ratio well, making it quite easy to get started. Below are the specific steps and profit calculation details.

1. Four quick steps to get started, even beginners can operate

Step 1: Prepare startup capital
You need BTCB assets on the BSC chain to use the ListaDAO plan. Beginners don't need to invest too much initially; a range of $1,000–$3,000 is suitable for testing. Also, reserve some BNB to cover on-chain transaction fees to avoid insufficient funds during operations.

Step 2: Complete collateralization and borrowing on ListaDAO
Visit the ListaDAO official website and log in with a BSC wallet holding BTCB. First, lock BTCB as collateral in the "Supply" module, then switch to the "Borrow" page, select the USD1 pool, and confirm the borrowing amount. The key advantage here is that the borrowing cost for USD1 is only 1% annualized, which is very low.

Step 3: Transfer USD1 to a trading platform's financial account
After USD1 arrives, ensure the address is correct before transferring. Log into a leading exchange, find the financial or Earn section, search for USD1-related financial products, and choose a product with an annualized yield of around 20%.

Step 4: Lock in the product to earn returns
Once you've selected a suitable financial product, purchase it. This completes the entire arbitrage cycle: borrowing cost is only 1%, financial yield can reach 20%, and the net profit is the spread. As long as you keep an eye on the health of the collateral ratio, you can steadily earn profits.