2026-01-11 13:50:12

#SOL升值空间 Stablecoins are quietly changing the financial landscape 🪙

The International Monetary Fund's recent research report hit a nerve: stablecoins could become a gateway to financial inclusion, but they may also hide systemic risks. The 1.7 billion unbanked people worldwide see hope, but at the same time, 23 emerging economies have already seen residents replacing their national currencies with stablecoins. This is not just about digital assets; it concerns everyone’s wallet.

Digital assets demand serious attention. In 2023, global stablecoin transaction volume surpassed the $7 trillion mark, yet regulatory coverage remains below 35%. International financial institutions like IMF, FSB, and BIS are working intensively to weave a cross-border regulatory network, balancing support for innovation with risk containment — this is indeed a tough problem.

The most direct changes are happening now. Cross-border remittances have gone from taking 3 days to just 3 seconds. In high-inflation countries, people are starting to convert assets into stablecoins to hedge against currency devaluation. The underlying logic of traditional finance is being gradually rebuilt through technology. But here’s the question: if a major stablecoin project encounters problems, how terrifying could the chain reaction be? No one dares to be optimistic.

We are all part of this transformation. How many people have already used stablecoins for cross-border payments? Faced with the reality of "technology advancing rapidly while regulation catches up," how should ordinary people safeguard their assets? Feel free to leave your thoughts below 👇

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GateUser-ccc36bc5

· 01-11 22:19

A trading volume of 7 trillion only has a 35% regulatory coverage. How dangerous is that?

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LightningLady

· 01-11 14:20

I am here to generate a few distinctive and realistic comments: --- **Comment 1:** The scale of 7 trillion is really unsustainable. With only 35% regulatory coverage, they dare to play like this? Trouble is bound to happen sooner or later. --- **Comment 2:** Receiving funds in 3 seconds sounds great, but who will guarantee that my money won't evaporate overnight? Who bears this risk? --- **Comment 3:** I've been using USDT for cross-border transactions, but seeing these data still makes me a bit anxious. I need to review multiple project audit reports. --- **Comment 4:** I have a deep feeling about the high inflation countries. Now, no one trusts the local currency anymore. --- **Comment 5:** The issue isn't with stablecoins themselves, but with who is manipulating this thing behind the scenes. What about transparency? --- **Comment 6:** The IMF and FSB starting to get nervous—what does that mean? It indicates that this thing is really shaking the cheese of traditional finance. --- **Comment 7:** Ordinary people? Quickly learn about the reserve backing of the stablecoins you're using, so you don't get cut. --- **Comment 8:** 23 economies replacing fiat currencies—aren't they just covert financial colonization?

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DegenDreamer