The crypto industry at a crossroads: Michael Saylor on the future of digital assets

At the beginning of the last week of October, Michael Saylor, the head of MicroStrategy, gave an interview to the American TV channel CNBC, where he touched on the key division that has occurred within the crypto ecosystem. The entrepreneur noted that Bitcoin is gradually transforming into something more than just a cryptocurrency — it is becoming a tool for preserving and accumulating value on a global level.

Saylor highlighted a fundamental bifurcation of the market into two distinct categories. The first is centered around Bitcoin as a core asset for long-term wealth storage, which the expert called the phenomenon of “digital capital.” The second is focused on developing an ecosystem of tokens, stablecoins, decentralized platforms, and financial protocols that represent the concept of “digital finance” with an emphasis on dynamics, adaptability, and new opportunities.

According to the head of MicroStrategy, this split in the market is not a sign of fragmentation or crisis — on the contrary, it is a sign of industry maturation. It is transitioning from the experimental stage to a phase of specialization, where each segment finds its own niche and purpose. This division, according to Saylor, paves the way for the formation of a new architecture of the decentralized internet — Web3, which will be built on the interaction of both categories of assets and protocols.