As interest-rate policies shift, fintech platforms are getting creative with their financial offerings. A new credit card product recently launched with a temporary 10% APR, capitalizing on the current economic climate where interest-rate caps are gaining traction in policy discussions. This move reflects how Web3-adjacent fintech companies are adapting to macroeconomic changes, offering more competitive rates on traditional financial products. For users exploring alternative financial solutions, these kinds of promotions highlight the broader trend of convergence between crypto-friendly platforms and mainstream financial services—where competitive pressures and policy environments drive innovation in credit products. The timing suggests companies are positioning themselves ahead of potential regulatory shifts.