2026-01-16 12:18:58

An important signal has emerged — one of the top five mortgage lenders in the US, Newrez, announced that it is preparing to recognize crypto assets in the mortgage approval process. More importantly, this will be the first time among the top 25 mortgage lenders nationwide to do so.

This new system is expected to go live in February 2026. Its special feature is that borrowers won't need to liquidate their crypto assets immediately; they can directly use them as proof of assets and income verification. In other words, assets like Bitcoin and Ethereum you hold are gradually becoming "usable proof of wealth" in the eyes of banks.

This is not just an exploration by a single institution but a clear shift in the traditional financial system's recognition of the value of crypto assets. From rejection to acceptance, this process may be slow, but every step is changing the game.

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ForeverBuyingDips

· 9h ago

Wow, finally the day has come… Banks are starting to recognize crypto assets? This isn't a scam, right? Wait, it won't go live until February next year, another year and a half... The entire traditional finance sector is slowly bowing down, what does that mean? It means we didn't bet wrong, haha. What did the banks say before? They’re turning around to use your Bitcoin as collateral. That's hilarious. This is true adoption, way more reliable than any bull market news. Newrez's move was brilliant. Can the other 24 companies still hold their ground? Everyone, this is probably institutional-level recognition. Those holding coins must be overjoyed. Finally, no need to sell coins anymore, just use them as proof of assets. Damn, this is the future. Wait, does this mean loans could become easier in the future... I just want to ask, will this eventually disrupt the existing financial order? If I had known earlier, I wouldn't be so anxious. Just wait quietly for recognition. The feeling of banks bowing down is awesome. This is truly a major event.

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MetaMisery

· 9h ago

Damn, traditional finance has finally bowed? Newrez's move is brilliant, directly using crypto as proof of assets... Wait, it won't go live until February 2026? That's two years to wait, by then how many times will BTC have increased? Holding coins now is the real wealth management, even banks are starting to recognize it. Those who said crypto is useless will have to shut up now. The US is really quietly changing the game rules... How long can other big banks hold out? Alright, finally no need to be forced to sell coins to pay the mortgage, just use the holding proof. Being in the top 25 is just the first step, indicating other banks are still watching, but this is already a breakthrough. The day when all five major banks recognize it will be the real big news.

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SleepyValidator

· 9h ago

Wait, is Newrez really going to recognize crypto assets? This time traditional finance finally stops pretending. --- We still have to wait until 2026, but this signal is already explosive enough — the first time among the top 25 mortgage lenders. --- Using Bitcoin as proof of assets without selling it — this logical shift is incredible. Are banks truly convinced or just forced? --- From outright denial to gradual acceptance, they are changing the rules step by step... Quite interesting. --- But the real implementation depends on February; there have been many armchair strategies. --- HODLers have finally waited for this moment — no more selling off assets just to buy a house. --- Traditional financial systems have become more humble and compliant. Web3 has won a small victory.

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SchrödingersNode

· 9h ago

Wow, traditional finance has finally bowed down. Now there's no rush to cash out your holdings. But to be fair, when it comes to approval day, it might be a different story. We'll have to wait until 2026. This is true adoption, more exciting than any positive news. Banks are starting to recognize our assets. It feels a bit surreal but also very real. Being the first among the top 25 to take the plunge, others won't be far behind.

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GasFeeCrybaby

· 9h ago

Damn, it's really happening now. Traditional finance has finally bowed its head and become compliant. Wait, February 2026? That's still more than a year away. Can it be faster... HODL coins used as property certificates—if this really happens, the banking system will have to undergo a complete overhaul. I already said that the crypto world will turn around sooner or later. Do you believe it now? Is this recognition or a trap? I might be overthinking it a bit. Only Newrez is among the top 25 willing to take the risk; why are the others still dragging their feet? But honestly, this is a clear signal that big institutions are quietly building positions.

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DegenGambler