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The core difference between the poor and the rich is not in the amount of money, but in underlying mindset, behavior, and perspective. The key differences can be summarized into 6 points:

1. Seeing the future: The former values instant gratification, focusing on immediate gains and losses; the latter values delayed gratification, planning for long-term value.

2. Using money: The former treats money as consumption capital, saving or spending; the latter treats money as a tool for earning, prioritizing investment and appreciation.

3. Concerning risk: The former fears and avoids risk, seeking stability; the latter rationally manages risk, willing to try and implement risk control.

4. Managing time: The former sells time for fixed income, spending leisure on entertainment; the latter buys time to save effort, focusing only on high-value tasks.

5. Earning returns: The former earns linear income through physical labor or single skills, stopping work means no income; the latter earns compound interest through resources or models, generating passive income.

6. Seeking growth: The former refuses to learn, thinking it's useless; the latter commits to lifelong learning, continuously improving cognition and skills.
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