XRP Today News: Ripple invests 1 billion USD in the acquisition of GTreasury, entering the 120 trillion market.

Ripple announced on October 16 that it has fully acquired the enterprise financial management platform GTreasury for a value of $1 billion in XRP. This is the biggest shock in XRP news today and also the largest acquisition in cryptocurrency history paid in native tokens. This transaction brings Ripple directly into the core of the global enterprise financial market valued at $120 trillion.

Largest acquisition in Ripple's history, full payment of 1 billion XRP

(Source: GTreasury)

This is a comprehensive acquisition fully paid in XRP, setting a historical record for the use of native tokens in large-scale mergers within the Crypto Assets industry. According to an official statement released on Thursday, Ripple acquired GTreasury for $1 billion worth of XRP. GTreasury is known for running complex cash forecasting, risk management, and compliance tools for large enterprises, and reportedly has over 40 years of experience in financial management system development, serving thousands of top companies worldwide.

Today's news about XRP shows that the payment structure of this transaction is highly symbolic. Ripple chose to use XRP in full rather than dollars or mixed payments, demonstrating absolute confidence in the value of its own token, while also creating real enterprise-level application scenarios for XRP. Based on the current price of XRP, 1 billion dollars is equivalent to about 500 million XRP tokens, accounting for 0.5% of the total supply of XRP. This large-scale token application will have a profound impact on the value narrative of XRP.

Ripple CEO Brad Garlinghouse stated that the existing infrastructure has long been a bottleneck. “For a long time, funds have been trapped in slow, outdated payment systems and infrastructure, causing unnecessary delays, high costs, and hindering access to new markets—issues that are ideally addressed by blockchain technology.” Brad believes that this merger aims to unlock trapped capital. He stated that combining Ripple's encryption infrastructure with GTreasury's financial system will provide the team with tools for real-time payment processing and help them find new growth avenues.

Renaat Ver Eecke, CEO of GTreasury, described this move as a “watershed” moment for corporate finance. “We have been committed to providing the most compliant and feature-rich solutions for global enterprises,” Renaat stated. “Now, by joining Ripple, we are accelerating our vision of moving from managing capital to activating capital.” Renaat pointed out that GTreasury's forecasting and risk tools, combined with Ripple's speed, global encryption network, and digital asset tools, enable financial executives to manage liquidity, payments, and risk across the entire digital economy.

Strategic Significance of Entering the 120 Trillion Enterprise Financial Market

This transaction puts Ripple directly at the heart of the $120 trillion corporate finance market, enabling it to connect directly with some of the largest companies on Earth and their global capital operations through GTreasury. The $120 trillion market size represents the overall demand for cash management, cross-border payments, foreign exchange hedging, and liquidity management for global enterprises on a daily basis. This is a market long dominated by traditional banking systems, but it is inefficient, costly, and slow.

Today's news about XRP shows that Ripple is not adjusting the existing system, but rather attempting to replace it with a faster, more programmable system. Cross-border settlements no longer need to wait for days, and funds are no longer locked in silos. Ripple states that it is building a system for instant fund transfers that finance executives can actually use at the time and place needed.

The pain points of traditional enterprise financial systems include: cross-border payments taking 3 to 5 business days, foreign exchange fees of up to 3% to 5%, liquidity being locked in bank accounts in various countries and unable to be flexibly allocated, and complex compliance and reporting requirements. GTreasury's client base includes Fortune 500 companies and multinational groups, which handle billions of dollars in cash flow daily and are extremely sensitive to efficiency and costs.

Through this transaction, Ripple will provide new tools for corporate finance teams, enabling them to hold, transfer, and invest in Crypto Assets across borders and time zones. This capability is nearly impossible to achieve in traditional systems, but on Ripple's blockchain infrastructure, cross-border payments can be completed in seconds, with fees as low as a few cents, and without the need to pre-fund accounts in the destination country.

Hidden Road integrates encryption and traditional finance

One of the first key integrations will allow clients to transfer funds into the global repurchase market through the prime broker Hidden Road, which Ripple also acquired earlier this year. This provides businesses with a real way to profit from short-term idle funds, which is a significant pain point in traditional systems. The repurchase market is one of the largest short-term financing markets globally, with a daily trading volume exceeding $4 trillion, but it has traditionally been open only to large financial institutions.

Today's news on XRP shows that the integration of Hidden Road will fundamentally change the way companies manage their cash. Corporate finance executives often face a dilemma: idle cash sitting in bank accounts earns almost no interest, while investing in traditional financial products lacks liquidity and has high entry barriers. Through the integrated system of Ripple and Hidden Road, companies can quickly transfer short-term idle crypto assets (such as stablecoins or tokenized deposits) into the repurchase market to earn returns and redeem them instantly for payments when needed.

This integrated technical architecture includes three layers: GTreasury provides cash forecasting and liquidity management tools, Ripple's XRP Ledger and RippleNet offer real-time cross-border payment channels, and Hidden Road provides prime brokerage services for crypto assets and repo market access. The combination of the three forms an end-to-end corporate finance solution, digitizing the entire process from forecasting, execution to investment.

Brad later posted on X emphasizing: “A large amount of cash is stuck in outdated payment systems, causing friction, unnecessary costs, and barriers to entering new markets. GTreasury has been serving some of the most well-known brands for decades—now, we will work with Ripple to help CFOs manage all their assets on a global scale, including stablecoins, tokenized deposits, and fully commit their markets through Hidden Road.”

Third acquisition of Ripple in 2025 accelerates expansion layout

This is Ripple's third major acquisition in 2025, following the company's acquisition of the platform Hidden Road, which focuses on stablecoin infrastructure, and Rail. According to the press release, the goal of this acquisition is to absorb the existing stack and connect it directly to Ripple's crypto assets track. This continuous acquisition strategy shows that Ripple is rapidly integrating key components of the crypto payment ecosystem.

XRP today's news shows that three acquisitions have formed a complete strategic puzzle. Hidden Road provides institutional-grade Crypto Assets custody and trading services, Rail focuses on stablecoin infrastructure and Tokenized deposits, while GTreasury masters the entry point for corporate finance and customer resources. The combination of the three enables Ripple to have a complete tech stack from underlying infrastructure to mid-layer payment networks to upper-layer enterprise applications.

The transaction with GTreasury is expected to be completed within a few months, but it requires approval from regulatory authorities. In the meantime, both teams have begun working on the technical integration required for system consolidation to bring instant liquidity to the enterprise. The focus of the regulatory review may include anti-money laundering compliance, cross-border fund flow regulations, and accounting treatment standards for Crypto Assets.

Brad posted on X emphasizing: “Today, Ripple has made an acquisition of GT for $1 billion, entering the $120 trillion corporate finance payments market. Experiences from the past few years remind the industry why payments are the primary application scenario for Crypto Assets and blockchain. Ripple initially chose the payments sector for these reasons – the payment infrastructure has fundamental flaws, and blockchain technology offers solutions.”

The impact of this transaction on XRP Token is profound. As the native token of the Ripple payment network, XRP plays the role of a bridge currency in cross-border payments. With the integration of GTreasury's client base, the practical use cases of XRP will significantly expand, moving from encryption-native transactions to the daily financial operations of traditional enterprises. This enhancement in practicality could provide strong support for the long-term value of XRP.