Mutuum Finance Confirms Major Progress as Presale Surges Past 90% in Phase 6

Mutuum Finance (MUTM) has announced fresh progress in its Halborn Security audit, adding momentum at a time when its presale activity is rapidly intensifying. Phase 6 has now passed the 90% allocation mark, and interest continues to grow as the project moves deeper into development. The update has drawn new attention to MUTM as it approaches its first protocol release.

A New DeFi Lending Protocol Takes Shape

Mutuum Finance is developing an on-chain borrowing and lending system designed for full transparency and automated smart-contract execution. Its architecture manages loans, interest rates and liquidations without intermediaries, offering a secure and efficient alternative to traditional credit systems.

The project has built a sizeable early community, with more than 18,200 holders and roughly $18.9 million raised so far. Each presale phase has accelerated in speed, demonstrating strong and sustained demand.

Rapid Growth Through the Presale Stages

The MUTM presale began in early 2025 at $0.01 and has climbed to $0.035 in Phase 6 — a 250% increase. Early rounds sold out quickly, and Phase 6 is following the same pattern as allocation continues to shrink. The closer the token moves toward its planned launch price of $0.06, the more new buyers enter.

To maintain engagement, the presale includes a 24-hour leaderboard reward where the top daily contributor receives $500 in MUTM, adding another incentive layer to the fast-moving phases.

A Clear and Transparent Token Structure

MUTM has a total supply of 4 billion tokens, with 45.5% — or 1.82 billion — allocated to the presale. More than 790 million tokens have already been sold, reflecting strong absorption of the available supply.

The distribution structure is straightforward: each phase includes a fixed price and fixed allocation, and once it sells out, the price moves up. This predictable model has driven demand as buyers react to each stage’s limited availability.

Payment flexibility has also played a role, with users able to purchase tokens via crypto or card payments. Card support has expanded accessibility to a wider global audience.

Roadmap Phase 2 and Core Protocol Development

Mutuum Finance is currently executing Roadmap Phase 2, focusing on the core lending protocol. Smart-contract components such as liquidity logic, interest models, debt tracking and liquidation systems are in development, alongside the front-end and back-end of the dApp. These pieces form the foundation for the upcoming testnet.

Halborn Security Audit Moves Forward

A key highlight is the confirmation that Halborn Security is actively reviewing the protocol. Halborn is known for high-standard audits across major DeFi platforms. Mutuum Finance shared on X that its codebase is now under review, covering lending and borrowing contracts and overall protocol architecture. Regular updates will follow, strengthening trust among early supporters as the project moves closer to deployment.

V1 Testnet Release Planned for Q4 2025

The first public release, V1, is scheduled for the Sepolia testnet in Q4 2025. It will feature the liquidity pool, mtTokens, the debt-token system, the liquidation bot and initial support for ETH and USDT. The testnet will mark the transition from presale momentum to real on-chain performance.

Why Phase 6 Is Selling Out at High Speed

Phase 6 has moved quickly due to several factors: earlier phases consistently sold out faster than expected, the Halborn audit announcement strengthened confidence and the confirmed Q4 2025 testnet window created urgency. Together, they have pushed demand to new highs at this stage.

Mutuum Finance is progressing through its roadmap with strong community support, technical development and transparent presale mechanics. With Phase 6 above 90% allocation and the Halborn audit underway, the project has reached a critical moment as it prepares for its testnet launch later this year.