long家股份行跟进下调存款Intrerest Rate，有银行或下周起调整

On July 26th, JIN10 Data reported that along with the state-owned banks lowering various deposit interest rates, joint-stock banks are also quickly following suit. Reporters learned from joint-stock banks that joint-stock banks including China Merchants Bank and Guangfa Bank are about to lower the interest rates of deposits of various maturities. A staff member of the Guangfa Bank East China branch told reporters that starting from July 29th, the upper limit of the interest rates for 3-month, 6-month, and 1-year fixed-term deposits will be lowered by 10 basis points to 1.55%, 1.75%, and 1.85%, respectively. The upper limit of the interest rates for 2-year, 3-year, and 5-year fixed-term deposits will be lowered by 20 basis points to 1.95%, 2.40%, and 2.45%, respectively. The quotas for large-denomination certificates of deposit and other products will be lowered by 10-20 basis points. The staff member said that due to the implementation of the latest interest rates at the latest next week, there have been a large number of customers inquiring or rushing to purchase deposit quotas before the interest rate cut. The sales of 3-year and 5-year fixed-term deposits are popular, and the quota for large-denomination certificates of deposit is sold out quickly. The bank is also following up with marketing to increase its deposit scale, launching a month-end sprint in advance.