Recently, #crypto positive news is no longer a "single event," but a whole narrative line beginning to take shape. And just now, this one is clearly of a higher level. 👉 Google CEO Sundar Pichai officially announced: Universal Commerce Protocol (UCP). This thing appears to be an upgrade of e-commerce + payments on the surface, but essentially—it's a dismantling and reconstruction of the entire online transaction system. Over the past 20 years, e-commerce and payments have had an implicit premise: 👉 The platform where you buy things 👉 is the default payment track. Platforms, wallets, card organizations, clearing networks—all are tightly bound. Visa / Master, banking systems, platform payment loops—there's almost no way to bypass them. UCP has done something very radical: it leverages #AI agent trends to completely dismantle the concept of "transactions." Clearly divided into 4 layers 👇: 1️⃣ Discover products / transaction opportunities 2️⃣ Matchmaking and decision-making (done by AI agents) 3️⃣ What assets to use for payment 4️⃣ Who handles this payment Do you notice? 👉 "Payments" are no longer a default bound item 👉 but have become a: pluggable, replaceable, and optional capability. This is what makes UCP truly important for crypto. Because within this framework: you no longer "must" use Visa, you no longer "must" go through banks, and you might not even "must" rely on a platform wallet. The payment track is decoupled from the protocol layer. That's also why I say 👇 UCP is a structural positive for cryptocurrencies and stablecoins. Not just a slogan like "Google supports crypto," but 👇 👉 in a mainstream commercial protocol 👉 explicitly reserves a "legitimate seat" for non-Visa / non-Master / non-bank payment methods. 👉 This was unimaginable in the past. Pushing the timeline back one step further: the AI agent economy is arriving. Future transactions will be 👇 AI finding products, AI comparing prices, AI making decisions, AI executing payments. And what does AI agents hate the most? 👉 High friction 👉 Non-programmable 👉 Slow clearing 👉 Complex rules Do you think, they would prefer assets that are programmable, automatically settled, and globally usable, or a bunch of traditional payment networks with regional fragmentation and different rules? So the real signal UCP is releasing is: 👉 The subject of transactions is shifting from "people + platforms" 👉 to "AI agents + protocols." And once the transaction主体 changes, the payment form will almost certainly be rewritten. This may not be an "overnight rally" positive, but it is very likely to be 👇 one of the underlying entry points for crypto to be re-integrated into the mainstream business system in the next cycle. Rules don't change overnight, but when rules start to be rewritten, the real opportunities are often no longer in the price.

View Original
post-image
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
  • Reward
  • Comment
  • Repost
  • Share
Comment
0/400
No comments
  • Pin

Trade Crypto Anywhere Anytime
qrCode
Scan to download Gate App
Community
  • 简体中文
  • English
  • Tiếng Việt
  • 繁體中文
  • Español
  • Русский
  • Français (Afrique)
  • Português (Portugal)
  • Bahasa Indonesia
  • 日本語
  • بالعربية
  • Українська
  • Português (Brasil)