YouTube now accepts stablecoin payments, allowing US creators to receive revenue in PYUSD.

YouTube partners with PayPal to enable PYUSD settlements, demonstrating how major tech platforms are adopting stablecoins under clear regulation.
(Background: Stripe announces acquisition of crypto wallet Valora, aiming to promote stablecoin network Tempo)
(Additional background: The “Tether parent” Stable stablecoin chain launched with a crash, dropping 60% at its peak, causing trust issues among old hands)

Key signals emerged in the US on Thursday: YouTube and PayPal have completed renewal talks and officially enable US creators to receive earnings in PYUSD. This decision signifies traditional internet giants shifting from waiting to action, activating on-chain stablecoin settlement.

Seamless “Hands-Off” Architecture

YouTube employs a “clean layering” design to avoid directly holding crypto assets. The platform still issues dollar transfer instructions to PayPal, which then converts fiat to PYUSD on the backend before depositing into creators’ wallets. PayPal crypto head May Zabaneh explained:

“The beauty of what we built is that YouTube doesn’t need to directly handle cryptocurrencies, eliminating the complexities companies face.”

Through this “firewall,” Google Group outsources on-chain settlement, holding only control over fund flow, demonstrating a replicable path for large enterprises to incorporate stablecoins.

Recently signed crypto regulation legislation by President Trump officially recognizes stablecoins as legal payment tools. With the removal of legal gray areas, legal risks for tech companies are significantly reduced. YouTube’s plan to launch features by the end of 2025 is no coincidence. Since its launch in 2023, PYUSD’s circulation market cap has risen to nearly $4 billion. Google Cloud previously accepted PYUSD payments; now, with this move, the Google ecosystem officially incorporates USD stablecoins into its commercial cycle.

Payment Infrastructure Escalation

Looking at the bigger picture, this integration marks the beginning of fintech giants fighting over the next-generation capital flow entry point. PayPal builds a closed ecosystem with PYUSD and Venmo; Stripe, in turn, acquired Bridge for $1.1 billion this year, aiming to create another blockchain settlement railway. The creator economy is the first battleground, with settlement speed and cross-border costs being the key factors, rather than coin price fluctuations.

For creators in front of screens, choosing PYUSD for payments means funds can be directly spent within the PayPal ecosystem, transferred, or moved on-chain for investment, increasing cash flow flexibility. Fortune pointed out that creators still need to report crypto taxes and should be aware of potential hidden costs from PayPal’s exchange rates.

When the world’s largest video platform makes stablecoins one of its default options, the standard infrastructure of the online economy has already been rewritten. With policy green lights, Google and PayPal are leading the way, and the market now focuses on which giant will follow next.

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Tags: CreatorEconomy PayPal PYUSD Stablecoin YouTube