PayPal's new **PayPal Links** feature simplifies P2P payments for Gen Z, allowing easy sharing of one-time payment links. Additionally, the integration of crypto, including Bitcoin and Ethereum, into P2P transfers positions PayPal to enhance its appeal among younger users and compete with rivals.

Passive income requires an initial investment of time and capital. It is recommended to start with dividend investments, selling digital products, or P2P lending. Initial income can gradually increase from small investments, and establishing multiple income streams is key to achieving financial freedom. Also, pay attention to tax issues and steadily accumulate income.

The essay discusses how the Biden administration found a clever workaround to cancel $127 billion in student loans after the Supreme Court blocked a mass cancellation plan. By using existing regulations and anti-fraud measures, the administration aims to alleviate the burden of student debt for various groups while facing potential legal challenges.

Investing in gold since 2015 yielded a 136% return, but the S&P 500 outperformed at 174%. Gold acts as a hedge in economic turmoil and shouldn't replace stocks, but analysts expect it to rise to $3k/oz by 2025, making it a wise part of a diversified portfolio.

Nuclear energy is transforming from outdated infrastructure to a critical resource for powering AI data centers, driven by partnerships with tech giants like Microsoft and Meta, along with supportive policies under the Trump administration.

The Asian middle class is rapidly rising, reaching 2 billion people in 2020, and is expected to exceed 3.5 billion by 2030. The income standards for middle class vary by country; for example, in Vietnam, the annual income is between $6,000 and $18,000, in India it is between ₹500,000 and ₹3,000,000 (approximately $6,000 to $34,000), while in Japan it ranges from ¥3,000,000 to ¥8,000,000 ($30,000 to $80,000). The stage of economic development affects the income threshold, however, the expansion of the middle class presents significant consumer market opportunities.

The essay argues that Bitcoin's recent price drop is tied to a liquidity drought rather than Federal Reserve rate cuts. Analysts suggest improving liquidity conditions could benefit Bitcoin's value significantly in the near future.

Chamath Palihapitiya proposes significantly reducing enterprise software costs through AI and offshore teams, creating budget-friendly alternatives. However, Mark Cuban warns about potential tax implications, highlighting a clash between optimism for AI and financial realities. The debate raises questions about the future of software companies in the evolving AI landscape.

The greenback strengthened due to the JPY's decline amidst a potential Japanese stimulus and improved US trade data. Market predictions for December Fed rate cuts decreased, while gold and silver prices rose despite dollar pressures.

Crude hit 5-week lows Tuesday as markets priced in a potential end to the Russia-Ukraine war—ABC News reported Ukraine accepted revised peace terms. WTI January fell 1.51% to close negative, with gasoline dropping 1.29%.
The real story: Russia's refined product exports collapsed to 1.7M bpd

Coffee just had a solid day in the pit. Arabica (March) climbed +2.15% to $0.57, but robusta absolutely ran—January robusta (RMF26) pumped +2.37% to a fresh 2-week peak. Here's what's moving the needle:
The Vietnam Play
Heavy rains hammering Dak Lak (Vietnam's coffee heartland) just spooked the

Cocoa futures plummeted due to high supply from West Africa and significantly reduced demand, particularly in Asia and North America. Despite some potential exports slowing, a projected global surplus looms, threatening continued downtrends in prices.

Arabica and robusta coffee prices rose due to supply tightness, driven by heavy rains in Vietnam and reduced U.S. imports from Brazil. However, long-term forecasts indicate an abundance, with Brazil's production expected to reach record levels, leading to potential market volatility.

The space economy is rapidly expanding, projected to rise from $630B to $1.8T by 2035. ARK's Space Exploration ETF (ARKX) has outperformed the S&P 500, driven by key holdings in aerospace and satellite technology. While offering growth potential, it comes with competitive risks and higher expenses.

Current Situation: Panic Index Soars
BTC, ETH, and SOL, these leading cryptocurrencies have continued to decline over the past few months, and the market fear index has reached the "extreme fear" range—this level was also seen after the pandemic black swan in 2020 and the FTX crash.
It looks terrible, but from a historical perspective, this is actually a routine operation in the crypto world.
What does the data tell us?
Since 2017, BTC has experienced more than 10 pullbacks of over 25%, with 6 of them exceeding 50% and 3 approaching 75%. Each time it ultimately rebounded to a new high.
Interestingly, extreme panic often occurs before a significant rise. Just this April, the market rebounded from extreme panic and experienced a strong rally.
The long-term charts over the past three years don't look so desperate either - a significant increase usually follows a period of panic.
What will happen next?
The typical cycle of the crypto market is

Graphite One revealed that its Graphite Creek deposit in Alaska contains significant rare earth elements (REEs) alongside graphite, crucial to US national security amid China's production dominance. The project encompasses mining, transport, and processing, backed by substantial government support.

Corn futures slightly declined, with December corn down 4.75 cents for the week. A USDA report shows biofuel production down year-over-year, while traders are increasingly bearish. Argentina's planting is behind last year, but quality remains good. Overall, fragile demand and rising shorts keep price support in question.